3:00 – 3:30 p.m. – Registration
3:30 – 6:00 p.m. – Council Remarks & Program
6:00 – 8:00 p.m. – Reception & Venue Access
PEPC Member Pre-Registration: $75 per person (walk-in registration is $85 per person)
Non-Member Pre-Registration: $100 per person (walk-in registration is $110 per person)
PEPC Member Cocktail Reception Only: $50 per person
Non-Member Cocktail Reception Only: $75 per person
"Life and Death Tax Planning for Annuities & Safe Withdrawal Rates: Mechanics, Uses and Caveat"
Click here to download a printable registration form.
This year's annual meeting will feature two presentations by Michael Kitces: "Life and Death Tax Planning for Annuities" and "Safe Withdrawal Rates: Mechanics, Uses and Caveat." Following the program, a cocktail reception with open bar and dinner buffet will take place in the Grand Ballroom and attendees will have the opportunity to tour the venue.
Life and Death Tax Planning for Annuities
As the use of annuities increases, particularly amongst baby boomers planning for retirement, professional advisors face more and more situations where they must properly report on and plan for annuity transactions. However, annuities are subject to unique rules of taxation. In this session, we will cover the income and estate tax treatment of deferred annuities during life and death, with a particular focus on the complex rules and significant areas of ambiguity that apply to post-death distribution requirements from deferred annuities, and including some of the latest IRS rulings!
Safe Withdrawal Rates: Mechanics, Uses and Caveat
Determining a “safe” amount of retirement spending is an increasingly popular topic amongst financial planners, yet a great deal of confusion exists about the current state of research and how it should be applied. In this session, we will explore the problems with traditional linear projections, the impact of the sequence of returns on the ability to safely retire, the current state of research on safe withdrawal rates, and the uses and potential concerns of applying the research in client situations.
Michael E. Kitces, MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL, is a partner and the Director of Research for Pinnacle Advisory Group, a private wealth management firm located in Columbia, Maryland that oversees approximately $1.8 billion of client assets. In addition, he is a co-founder of the XY Planning Network, the former practitioner editor of the Journal of Financial Planning, and the publisher of the e-newsletter The Kitces Report and the popular financial planning industry blog Nerd’s Eye View through his website www.Kitces.com, dedicated to advancing knowledge in financial planning.
The 2018 Annual Meeting is co-sponsored by
Glenmede Trust Company
Isdaner & Company LLC
J.P. Morgan Private Bank
Kamelot Auction House
Karr Barth Associates, Inc.
Royer Cooper Cohen Braunfeld LLC